Curlec and Seedflex Team Up to Empower Emerging Entrepreneurs in Malaysia

Curlec merchants can now seamlessly access Seedflex’s Pay-As-You-Sell Advance™ to supercharge their businesses


Kuala Lumpur – 19 June 2024 – Malaysia’s leading Fintech payment gateway, Curlec by Razorpay which processes up to 10,000 transactions per second and serves a vast range of clientele with over 2,000 merchants locally, and Seedflex Technologies (Seedflex), Singapore’s newest fintech lending provider, today announced their official partnership to enable seamless access to “Pay-As-You-Sell Advance”™ (PAYS Advance) for emerging entrepreneurs in Malaysia.

Curlec merchants in Malaysia can now access Seedflex’s revolutionary PAYS Advance solution by simply registering interest to receive approval with zero activation costs instantly, with funds deposited in less than 48 hours.

PAYS Advance is an exciting market-first product offering merchants a dynamic credit solution that automatically adjusts based on future revenue projections and conveniently pays back the advance as a fractional deduction from future sales. Cashless merchants can access up to 10 weeks of sales as an advance and repay the credit via automated deductions from future transaction settlements with Curlec. 

Additionally, PAYS Advance is a Shariah-compliant financing solution with no long forms to fill in, a transparent one-time flat fee and unlike traditional lending products, does not contain any late fees, interest charges or other hidden fees of any kind. It is designed to make access to credit as simple, straightforward and hassle-free as possible for merchants.

“Seedflex are a like-minded partner after our true heart to serve the underserved and provide innovative financial solutions to burgeoning entrepreneurs,” said Zac Liew, CEO and Co-founder of Curlec. “Partnering with Seedflex was a perfect alignment and we’re excited to see how PAYS Advance can enable and empower our merchant base to take their businesses to the next level and achieve dreams that they never previously thought possible.”

“We’re thrilled to team up with Curlec because of their strong reputation and focus on customer-led innovation in payments,” said Ritwik Ghosh, CEO and Co-founder of Seedflex. “We’re passionate about helping underdog entrepreneurs succeed and believe every merchant deserves a fair chance and the right to access credit. We can’t wait to help Curlec merchants in Malaysia flourish and continue innovating new products that will give them the best opportunity to win.” 

To learn more about PAYS Advance, read here.

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